Rural Finance
Lending for Smallholders who are engaged in Agribusinesses is one of the key features of the SAPP, which is called "value chain financing".
SAPP commenced extending its financial assistance at a concessionary interest rate of 6.5% per annum to the rural sector people, making smallholders to engage inclusively in value chain partnerships build by the SAPP, in particular, to serve the target groups supported under SAPP and co-finance the programme.
Lending for Smallholders who are engaged in Agribusinesses is one of the key features of the SAPP, which is called “value chain financing”. Beneficiaries and farmer groups built-in agribusiness partnerships and rural youth involved in agribusiness are privileged to receive loans. The products offered through a line of credit of SAPP mainly for the financing needs of farmers, including working capital and term finance, are not likely to be financed by formal banks unless the liquidity is provided externally to such banks. The mobilization of savings coupled with linking to formal markets facilitate farmers capital build-up over time, they will gradually increase their collateral capacities, reduce their risk exposure and will gradually enter into formal banking sector making them moving away from vicious cycle of debt. Savings will also be promoted as a habit.




SAPP Regional Offices
UVA Province
Regional Project Coordinator
Tel: 071 446 06 85
Email: [email protected]
Address: SAPP Regional Office, Department of Agrarian Development, Keppitipola Mawatha, Badulla
Southern & Western Province
Regional Project Coordinator
Tel: 077 375 08 81
Email : [email protected]
Address: Smallholder Agribusiness Partnership Programme, No. 212/A, Nawala Road, Rajagiriya.
North Western Province
Email: [email protected]
Address: SAPP Regional Office, Provincial Department of Agriculture, Dambulla Road, Kurunegala.
North Central Province
Regional Project Coordinator
Tel: 077 376 00 28
Email: [email protected]
Address: SAPP Regional Office,Institute of Post Harvest Management, jayanthi Mawatha, Anuradhapura
Central & Sabaragamuwa Province
Address: SAPP Regional Office, Department of Animal Production & Health, No.13, Peradeniya.